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Here in the Southeast of the US, the adoption of Apple Pay (and I presume Samsung Pay) has definitely been increasing. Square/Clover/all the POS's used by coff

by runako 8y ago

Here in the Southeast of the US, the adoption of Apple Pay (and I presume Samsung Pay) has definitely been increasing. Square/Clover/all the POS's used by coffeeshops and other small businesses have been taking Apple Pay for a few years now. But recently CVS started taking it, and CVS is everywhere (~6,200 stores in the US). Whole Foods is on Apple Pay. I understand Target will be following soon. It's still not 100% penetration, but it definitely feels like the adoption expands every time a shop upgrades its POS.

Cyph0n 8y ago
> I understand Target will be following soon. Target has already deployed Apple Pay in NC at least. I only recently bought an iPhone, but I was pleasantly surprised by the number of merchants that accepted Apple Pay.
- delfinom 8y ago
  Target has been resisting and dragging their feet because they really really really want people to use their store card instead.
  - novok 8y ago
    I would like to use their store card, with some sort of NFC payment system. It's not that hard.
    - larkost 8y ago
      It is not actually NFC, but if you use Target's App you can put your "Red Card" (target's in-house credit card) into your App and have a single scan for both their coupons system (Cartwheel) and payment at once.
- chrisdhal 8y ago
  And just to clarify, this isn't just Apple Pay. Target has rolled out general NFC payments, so Google Pay works too (finally). https://corporate.target.com/article/2019/01/store-payment-options https://corporate.target.com/article/2019/01/store-payment-o...
ryandrake 8y ago
You don’t just need technology penetration. You also neeed consistently working devices that inspire confidence to customers that they’ll work. How often have you done this dance: 1. Notice the POS reader has an icon on it that vaguely indicates it supports some kind of NFC payment. 2. Pull out your phone and wave it around the reader. 3. No response from reader. Do I need to press something on my phone? 4. Still no response. The cashier and other customers in line are looking at you like you are wasting everyone’s time with your high tech crap. 5. Sheepishly put your phone in your pocket, pull out an actual card, and mutter something about “I guess it’s not working today...” to the cashier. Have this awkward experience enough times and you’ll just abandon NFC payments entirely. Stores should not be allowed to indicate that their systems support NFC if their reader doesn’t work.
- ddoolin 8y ago
  Anecdotally, this has never happened to me. I briefly mention I'm paying with Apple Pay almost always and if it's not available/doesn't work, they will let you know.
- novok 8y ago
  The retailer also has to press a button to enable the NFC payment type half the time too, it's not available at all stages of the transaction like in other countries.
- illegalsmile 8y ago
  My favorite is when the staff doesn't even know if it works.
- kevin_thibedeau 8y ago
  Not as stupid as Lowes allowing you to initiate a debit transaction with the chip and then forcing a swipe instead. Can't wait for them to get hacked.

by runako 8y ago

Cyph0n 8y ago

> I understand Target will be following soon. Target has already deployed Apple Pay in NC at least. I only recently bought an iPhone, but I was pleasantly surprised by the number of merchants that accepted Apple Pay.

delfinom 8y ago
Target has been resisting and dragging their feet because they really really really want people to use their store card instead.
- novok 8y ago
  I would like to use their store card, with some sort of NFC payment system. It's not that hard.
  - larkost 8y ago
    It is not actually NFC, but if you use Target's App you can put your "Red Card" (target's in-house credit card) into your App and have a single scan for both their coupons system (Cartwheel) and payment at once.
chrisdhal 8y ago
And just to clarify, this isn't just Apple Pay. Target has rolled out general NFC payments, so Google Pay works too (finally). https://corporate.target.com/article/2019/01/store-payment-options https://corporate.target.com/article/2019/01/store-payment-o...

ryandrake 8y ago

You don’t just need technology penetration. You also neeed consistently working devices that inspire confidence to customers that they’ll work. How often have you done this dance: 1. Notice the POS reader has an icon on it that vaguely indicates it supports some kind of NFC payment. 2. Pull out your phone and wave it around the reader. 3. No response from reader. Do I need to press something on my phone? 4. Still no response. The cashier and other customers in line are looking at you like you are wasting everyone’s time with your high tech crap. 5. Sheepishly put your phone in your pocket, pull out an actual card, and mutter something about “I guess it’s not working today...” to the cashier. Have this awkward experience enough times and you’ll just abandon NFC payments entirely. Stores should not be allowed to indicate that their systems support NFC if their reader doesn’t work.

ddoolin 8y ago
Anecdotally, this has never happened to me. I briefly mention I'm paying with Apple Pay almost always and if it's not available/doesn't work, they will let you know.
novok 8y ago
The retailer also has to press a button to enable the NFC payment type half the time too, it's not available at all stages of the transaction like in other countries.
illegalsmile 8y ago
My favorite is when the staff doesn't even know if it works.
kevin_thibedeau 8y ago
Not as stupid as Lowes allowing you to initiate a debit transaction with the chip and then forcing a swipe instead. Can't wait for them to get hacked.