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I'm sure it does. They need to verify that you're qualified for credit. I don't believe Apple itself would be the party pulling your credit history though. The

I'm sure it does. They need to verify that you're qualified for credit. I don't believe Apple itself would be the party pulling your credit history though. They've partnered with Goldman Sachs as the issuing bank, so it would probably be Goldman that runs your credit.

eatbitseveryday 8y ago
How does this work outside of the USA? The credit system here is only for individuals resident in this country, correct?
- kgwgk 8y ago
  It doesn't work at all outside the USA. I think it may be a long time before they go abroad.