That's a great observation. From my own experience I would agree- smart & young sometimes requires thrift; smart & thrifty can be ageless; thrifty and young som

That's a great observation. From my own experience I would agree- smart & young sometimes requires thrift; smart & thrifty can be ageless; thrifty and young sometimes requires making smart choices. And, eventually, the product of smart choices and thrift by someone young can make them rich. That said, no- I don't know a single early adopter who is independently wealthy (which fits my definition of 'rich').