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Can't second this enough. YNAB was really difficult to "get" at first, but it has removed nearly all the stress I used to feel about money.
by LikeAnElephant 8y ago
Can't second this enough. YNAB was really difficult to "get" at first, but it has removed nearly all the stress I used to feel about money.
- rexpop 8y agoHow many hours a week do you spend in YNAB?
- adamfeldman 8y agoReviewing cleared transactions that automatically download into YNAB takes me under 3 min/day (they’re auto-categorized based on past inputs). I usually do this on desktop but it can all be done on iOS (and Android?) as well. Initial setup of budget categories took me about an hour of reading docs and playing with the app. Historical transactions mostly aren’t available for import, so over the first 1-2 months of use you’ll fiddle with things as you get more data. From there I found myself just reviewing the reports every so often as needed.
- LikeAnElephant 8y agoAFTER the learning curve, I spend less than 5 mins per day in it. On payday I spend maybe 10-15 mins. There is a learning curve though; you have to think of money differently and that's a process. However, YNAB has no-joke changed my life. I don't stress about money. I know where it is. It's the best thing I've ever done for myself and my future. I spend my money daily, it makes sense I should spend some time PLANNING my money daily. Can't recommend it enough.