I agree. I have many well paid friends in tech, who bristle when I blatantly say "Everyone is 3 steps from being homeless - the steps are just a little larger f

I agree. I have many well paid friends in tech, who bristle when I blatantly say "Everyone is 3 steps from being homeless - the steps are just a little larger for some". They fail to see how .... a sickness, a lost job, etc can lead to that path.