This will depend a lot on where you are. In the UK, many FinTech startups have started launching current accounts targeted to freelancers and small businesses.

This will depend a lot on where you are. In the UK, many FinTech startups have started launching current accounts targeted to freelancers and small businesses. Some examples: https://getcoconut.com https://getcoconut.com https://www.tide.co/ https://www.tide.co/ Obviously if you're in the US this won't work, but you haven't mentioned explicitly.