I'm a bit shocked that there still isn't something like Interac E-Transfer in the US. Interac is the debit payment network in Canada, and all banks are part of

I'm a bit shocked that there still isn't something like Interac E-Transfer in the US. Interac is the debit payment network in Canada, and all banks are part of it. E-transfers allow you to send money to anyone with a Canadian bank account with just their phone number or email address, but since this is effectively a national standard, it "just works", and it's free. The recipient gets the link within a second or two, and the money is deposited into their account immediately after they click it and sign into their online banking (or automatically if they've linked an email address with a specific account). Venmo, Square Cash, et al. do not exist here. Too bad there's not an internationally standard way of sending or requesting e-transfers.