it didn't shake out that way because most people ended up "investing" No. It didn't shake out because current crypto currencies all are totally overambitio

it didn't shake out that way because most people ended up "investing" No. It didn't shake out because current crypto currencies all are totally overambitious, overengineered solutions so none of them managed to create a bearable user experience. - They want you to put a fu..... app on your phone. People hate that. - Then they want you to send fiat to some company involved in crypto. So your bank might mark you as a criminal. - Then they want you to guess some transaction fee that will get your payments through. - Then they make you wait an undefined amount of time before the transaction counts. The reason for this mess is that all the crypto currencies used Bitcoin as their blueprint for their design. And only made minor adjustments to how it works. Bitcoin has a lot of interesting properties. But they are not needed for every day transactions. Yet, it pays an insanely high price (in terms of complexity, usability and performance) to achieve those.