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Yeah you can, but what's more likely, PayPal closing your small account due to many chargebacks in a little time, or them closing a big account with close to av
by lccarrasco 8y ago
Yeah you can, but what's more likely, PayPal closing your small account due to many chargebacks in a little time, or them closing a big account with close to average number of chargebacks due to volume?
- toomuchtodo 8y agoI don’t think you can make the assumption that Patreon is better simply because you might be able to hide in the chargeback background noise. There will be alternative solutions that exist after Patreon sunsets, simple solutions.
- jerf 8y ago"There will be alternative solutions that exist after Patreon sunsets, simple solutions." There are alternate solutions that exist now. The only truly hard part of creating a Patreon clone is getting the approval to accept credit cards, charge them on a recurring basis, and dealing with the red tape around that. Probably the entire rest of the site is comparable to that in complexity. It's not the legendary "replicate in the weekend" project beloved by HN readers, because that whole credit card thing is nontrivial, but it's no "create a new distributed database backend from scratch and pass the Jepsen suite" either.
- toomuchtodo 8y agoA Stripe token for accepting credit cards isn’t a barrier IMHO.
- jerf 8y agoISTR hearing that getting approved for point-in-time credit card transactions isn't that difficult, but subscriptions where the user is not directly approving every individual transaction is a higher bar. The potential for chargebacks is much higher in the latter case.