The real big issue here is not the agents -- although there's built-in systemic conflicts of interest that the industry engenders -- it's the people above the

The real big issue here is not the agents -- although there's built-in systemic conflicts of interest that the industry engenders -- it's the people above the agents that really benefit from this system... The companies who normally take about 50% of that commission from the agent do not provide anywhere close to the kind of value that they charge for. These are the real winners and gate-keepers in the current system. These are the people that pay millions for lobbyists to keep the status-quo.