I just realized this is about the same situation as "financial advisors" that you pay a percentage of your assests to to "manage them" and that get hidden commi

I just realized this is about the same situation as "financial advisors" that you pay a percentage of your assests to to "manage them" and that get hidden commissions when you buy things. They insist that they are doing all for your benefit, and they further insist they shouldn't be held responsible for making advice that helps you (it's too restraining or some other bs). This field is just like that. Unneeded middlemen who could help but in the vast majority of cases just soak up your money.