Isn't this the purpose of insurance adjustments? When an event occurs that would cost the insurance company money, they change their prior of what you should b

Isn't this the purpose of insurance adjustments? When an event occurs that would cost the insurance company money, they change their prior of what you should be paying, no need to try and "pre-crime" with tracking chips. I would rather we not normalize technology that really has no reason to exist but to allow insurance companies to optimize the last meaningless % of their margins at the cost of a slow erosion of an expectation of privacy. (companies who already have a history of doing questionable things to deny claims and avoid liability, enoughso that I have personal stories on this matter)