Your post [1] discusses that half of those questioned can't afford to save money. It's not a cultural problem as much as it is an economic problem. The adjust

Your post [1] discusses that half of those questioned can't afford to save money. It's not a cultural problem as much as it is an economic problem. The adjusted median income really hasn't grown in the last couple of decades. And only recently got back to the rate in the 1990's. [3] [3]: https://fred.stlouisfed.org/series/MEHOINUSA672N https://fred.stlouisfed.org/series/MEHOINUSA672N