#2 should not be lumped in with UBI since the costs wildly fluctuate between people. A 25-year-old person will have fewer preventive checkups than a retiree or

#2 should not be lumped in with UBI since the costs wildly fluctuate between people. A 25-year-old person will have fewer preventive checkups than a retiree or a small child. And people with chronic diseases have way higher recurring medical expenses than people without. My bookkeeping shows that I spend two weeks' worth of salary per year on medications, most of which is for keeping my chronic ailments in check.