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Yes, the rewards will be. For fraud protection there is 0 liability and we will credit you with the disputed amount instantly and there are several security fe

Yes, the rewards will be. For fraud protection there is 0 liability and we will credit you with the disputed amount instantly and there are several security features built into the card to protect you (on/off switch for ATM withdraws, daily spending limits, virtual cards, and instant push notification). Point is a digital bank so we offer a checking account and high interest savings in addition to the card, so product/feature wise quite a bit different from a cc.

vesinisa 8y ago
> instant push notification Did you consult Apple on this? I was recently investigating Apple Developer Program T&C for APNS (Apple Push Notification Service) and they seem to expressly prohibit delivering financial transaction data over push: > You understand and agree that in order to provide the APN and make Your Push Notifications available on iOS Products, Apple may transmit Your Push Notifications across various public networks, in various media. You acknowledge and agree that the APN is not, and is not intended to be, a guaranteed or secure delivery service, and You shall not use or rely upon it as such. Further, as a condition to using the APN or delivering Local Notifications, You agree not to transmit sensitive personal or confidential information belonging to an individual (e.g., a social security number, financial account or transactional information, or any information where the individual may have a reasonable expectation of secure transmission) as part of any such Notification, and You agree to comply with any applicable notice or consent requirements with respect to any collection, transmission, maintenance, processing or use of an end-user’s personal information.
- ceejayoz 8y ago
  Interesting. I've got several banking apps, each of which sends push notifications for charges. Either there's wiggle room on what's deemed truly "private", or everyone's openly violating this.
  - vesinisa 8y ago
    My thoughts exactly! It seems either all the banking apps have entered into special arrangements with Apple, or they are violating this provision out of ignorance or "me too" mentality.
jasonwilk 8y ago
Patrick, just be careful calling this a bank. Evolve is the bank, you are not the bank. Saving you some headache in the future.
- patrickmro 8y ago
  Thanks for the heads up Jason.

vesinisa 8y ago

> instant push notification Did you consult Apple on this? I was recently investigating Apple Developer Program T&C for APNS (Apple Push Notification Service) and they seem to expressly prohibit delivering financial transaction data over push: > You understand and agree that in order to provide the APN and make Your Push Notifications available on iOS Products, Apple may transmit Your Push Notifications across various public networks, in various media. You acknowledge and agree that the APN is not, and is not intended to be, a guaranteed or secure delivery service, and You shall not use or rely upon it as such. Further, as a condition to using the APN or delivering Local Notifications, You agree not to transmit sensitive personal or confidential information belonging to an individual (e.g., a social security number, financial account or transactional information, or any information where the individual may have a reasonable expectation of secure transmission) as part of any such Notification, and You agree to comply with any applicable notice or consent requirements with respect to any collection, transmission, maintenance, processing or use of an end-user’s personal information.

ceejayoz 8y ago
Interesting. I've got several banking apps, each of which sends push notifications for charges. Either there's wiggle room on what's deemed truly "private", or everyone's openly violating this.
- vesinisa 8y ago
  My thoughts exactly! It seems either all the banking apps have entered into special arrangements with Apple, or they are violating this provision out of ignorance or "me too" mentality.

jasonwilk 8y ago

Patrick, just be careful calling this a bank. Evolve is the bank, you are not the bank. Saving you some headache in the future.

patrickmro 8y ago
Thanks for the heads up Jason.