But you still have to worry about these things though. The universal healthcare in countries like Poland and Romania is heavily underfunded and dysfunctional, i

But you still have to worry about these things though. The universal healthcare in countries like Poland and Romania is heavily underfunded and dysfunctional, in countries like Italy and Germany is skewed towards the older people who are the major voting demographic. German healthcare insurers had record high surplus recently, yet young people still pay extra for common things like various dentist, or eye doctor services. Bismarck-style pension system will face a turning point in the upcoming 1-2 decades, especially in countries like Italy, Germany, and Poland.