> That means everyone uses one of the top few banks, one of the top few retailers, one of the top few electronic device manufacturers, etc. That may explain Go

> That means everyone uses one of the top few banks, one of the top few retailers, one of the top few electronic device manufacturers, etc. That may explain Google search, but not e.g. Luxotica, which is a monopoly in eye-wear. I'm not sure how much of the centralization is of the "I go to the best provider for me" kind, vs. the "Katamari Damacy" style, but the former is only good for customer in the short term, and the latter not even then. Free markets and democracies are good at a lot of things, but self preservation is not one of them - that has to be applied from "outside" the system, early and often.