Hi thangalin! I live in Canada but have a business and personal US bank account in the US with Harris Bank (owned by the Bank of Montreal). You can set it all

Hi thangalin! I live in Canada but have a business and personal US bank account in the US with Harris Bank (owned by the Bank of Montreal). You can set it all up by mail. I've never even visited the branch. http://www4.harrisbank.com/personal/0,4458,359877_390942,00.html http://www4.harrisbank.com/personal/0,4458,359877_390942,00.... To transfer money between my US and Canadian accounts to use at home, I use http://www.xe.com/fx http://www.xe.com/fx It's free to setup and between Canada and the US, you transfer at no cost by choosing the EFT/ACH options.