Loans did not create the affordability crisis. Decreased government funding for higher education did that. Look at any first-world country that has kept colleg

Loans did not create the affordability crisis. Decreased government funding for higher education did that. Look at any first-world country that has kept college education affordable and you will see that they are essentially propping it up as a social welfare program, capping tuition, and giving universities tons of money. No country has kept college education affordable through any other method. That's also the way it used to work at state universities in the United States, and that's why kids were able to work summer jobs to cover tuition. If you take away the loans without also significantly increasing funding for higher education, college will not become affordable again.