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Please stop subsidizing these institutions. The US backed loan system for ever-climbing tuitions are an obvious cartel. Never mind the uselessness and lack of R

Please stop subsidizing these institutions. The US backed loan system for ever-climbing tuitions are an obvious cartel. Never mind the uselessness and lack of ROI of most degrees in the broader job market.

gruez 8y ago
>Never mind the uselessness and lack of ROI of most degrees in the broader job market. AFAIK the reason why this is even an issue is because the government guarantees all loans equally (probably "study what you love" is politically popular). If there were no government guarantees, lenders wouldn't lend to students studying for useless degrees (presumably because they have a higher default risk).
- Judgmentality 8y ago
  > lenders wouldn't lend to students studying for useless degrees And why is that a bad thing?