Yeah, I feel like making the loans forgivable is the correct solution. It should be the lenders on the hook, not the schools. And if lenders offer fewer loans

Yeah, I feel like making the loans forgivable is the correct solution. It should be the lenders on the hook, not the schools. And if lenders offer fewer loans because they don't see it as cost effective, the schools will be pressured to provide a cheaper and/or better service in response.