I think this is good because it doesn't force customers to use cashless payment. Research has shown that when people don't see physical money being spent that p

I think this is good because it doesn't force customers to use cashless payment. Research has shown that when people don't see physical money being spent that people tend to spend more. However, I live in a country and with lots of non-bank related cashless payment options. Commuter pass, branch chain store money card, point card, gift check or payment by smartphone service? Ok. Best part of all those options is that I have every single one but the last and never had to show personal identification to use them. The real downside to cashless is that you can't just transfer some to a friend without it going through a company and paying some kind of "fee" or being "spied on". The only real upside to cashless for companies is that employees can't really steal hard cash anymore and they can take out cashiers from the payroll. Most of the cashless business in the country I live in have done away with cashiers and added personel to other parts of the company. I think it improves some companies while others need a human to handle transactions.