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> Not from routine vaccination, annual checkup, seasonal cold. I feel like you lump in a lot of preventative care in that statement. If your routine checkups /

by Faark 8y ago

> Not from routine vaccination, annual checkup, seasonal cold. I feel like you lump in a lot of preventative care in that statement. If your routine checkups / vaccination prevent necessary emergency care and thus save money down the line, not incentivization people to do so seems stupid to me. The insurance company would have to pay for it regardless, unless they manage to cut those cases from the body of their insured. That would feel a lot like preexisting conditions to me... Having individuals pay for vaccinations also ignores the value of lost herd immunity, due to a prisoners dilemma like situation. But this mean vaccinations have to be provided by insurance. Directly funding it though tax money might be a better option.

hippich 8y ago
Lack of vaccination/etc should be a "pre-existing condition". Otherwise, people who know they will be saved will choose to do stupid things, like https://www.nytimes.com/2019/03/09/well/oregon-child-tetanus-vaccine.html https://www.nytimes.com/2019/03/09/well/oregon-child-tetanus... "When the time came for his second round of DTaP, doctors talked with the family about the need for vaccinations. Surviving tetanus, unlike some other diseases, does not offer immunity in the future. But despite an “extensive review” of the risks, and the benefits of vaccination, the article said, the family declined the second vaccination — or any other recommended immunization."