While I agree with what you and others are saying, I just want to point out on the generous interpretation, there’s a good chance the people at YC aren’t aware

While I agree with what you and others are saying, I just want to point out on the generous interpretation, there’s a good chance the people at YC aren’t aware of this. Possible (but less likely) that the companies founders aren’t aware of this also. There’s a lot of naive tech industry people who dive into financial markets thinking they’re like other areas that are waiting for a startup to ‘disrupt’ them - they’re not.