> 1) Don't plan on renting your whole life because inflation will catch up with you. It seems like in your framework (point (2-3) of the first grouping) this i

> 1) Don't plan on renting your whole life because inflation will catch up with you. It seems like in your framework (point (2-3) of the first grouping) this is not true as long as your annual rent is less than 3-4% of required capital for comparable shelter (ignoring implicit leverage in a mortgage). You will do better in the long-run in stocks. Risk-adjusted, well that's another matter.