That's not the kind regulation the article is mentioning. But generally, the effect of limiting the fees in a working market (and there is no indication here th

That's not the kind regulation the article is mentioning. But generally, the effect of limiting the fees in a working market (and there is no indication here that the market isn't working in this particular segment) would be that it either has no effect, if the fees are already lower, or it de-facto outlaws payday loans.