I spent half the cost of the airplane out of pocket my first year. Looks like year two will be 10%. Heard from lots of people that they didn't have my year 1

I spent half the cost of the airplane out of pocket my first year. Looks like year two will be 10%. Heard from lots of people that they didn't have my year 1 costs in 10 years, so YMMV. Running out of things that can break so hopefully the bleeding stops.