Depends. In Toronto, you can rent and the landlord can't kick you out. They can only raise your rent 2.9% max here per year, or whatever inflation is. It's real

Depends. In Toronto, you can rent and the landlord can't kick you out. They can only raise your rent 2.9% max here per year, or whatever inflation is. It's really cheaper to rent here. Property taxes can go up at a rapid rate. Also, if you sell the property it has to be to someone who moves in otherwise the renter has the right to stay. It really depends on the market. Also, the market pays much better than the appreciation of the unit subtract property taxes, maintenance, and other upkeep fees. To add to this, if you own, you are stuck in one area. Selling and buying has closing costs. I might be biased because I prefer the markets more than anything but index fund investing on its own can give you better returns than owning. IMO, owning and renting out a portion is the best return, or rental properties run by a property management company, especially if you own property in a LCOL area.