> Why would I dump $x00,000 into home equity when I could leverage that money for decades are earn more in the market? My favorite rebuttal to that argument is

> Why would I dump $x00,000 into home equity when I could leverage that money for decades are earn more in the market? My favorite rebuttal to that argument is this Q&A: https://money.stackexchange.com/questions/89245/should-i-buy-my-house-in-cash-or-with-a-mortgage-and-invest-the-rest-of-my-mone https://money.stackexchange.com/questions/89245/should-i-buy... To quote the top answer: > Ask them if you already owned the house, would they be advising you to take out a mortgage in order to invest elsewhere. If not, ask them to explain the difference between taking out a mortgage on the day you buy the house and taking the same mortgage out the day afterwards. If I owned a house (with no mortgage), I wouldn’t take out a mortgage on it just to invest those funds in the market. Some people might, but that’s too much risk for me.