From a short cut perspective, you could do the following: Require each of your customers (creators) to sign up for a Stripe account and have them input into yo

From a short cut perspective, you could do the following: Require each of your customers (creators) to sign up for a Stripe account and have them input into your system their processing keys. Whenever somebody wants to pay them, use their keys to process the payment and it goes directly into their Stripe account. This would offload all legal liabilities (Stripe would determine whether their business is okay to operate from a processing standpoint) and tax responsibilities fall completely on them. Here are the drawbacks: 1) You wouldn’t be able to automatically take a percent of a creator’s billings but rather would have to calculate it and invoice them / charge their card 2) Patrons wouldn’t be able to save a credit card and use it across multiple creators 3) Your fees would be on top of the 2.9% that Stripe charges a creator which would be limited to 2.1% if you want to compete with Patreon at 5%