Besides the CVV they are capturing everything you need. Most gateways will allow you to process without requiring the CVV (I know authorize.net will at least).

Besides the CVV they are capturing everything you need. Most gateways will allow you to process without requiring the CVV (I know authorize.net will at least). If you start having a high rate of fraud they might force you start collecting it, but it is not a requirement out right I don't believe.