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But did they mark red areas because they were black neighborhoods or because historically people in those neighborhoods defaulted on loans? An algorithm as sim
by umvi 8y ago
But did they mark red areas because they were black neighborhoods or because historically people in those neighborhoods defaulted on loans?
An algorithm as simple as "mark neighborhoods with high default rates as red, low default rates as green" would probably turn out to be "racist" even if it is also flagging poor white trailer parks with red.
There's no easy way to solve that
- ska 8y agoAt least in the case of historic redlining (i.e. where the term came from), we don't have to wonder - there has been a ton of research done on this, and it was pretty clearly a racially motivated discriminatory practice. A fact which resulting in, among other measures, the fair housing act in the late 60s....