That seems like a non sequiter. Plenty of people are still paying off student loan debt but hardly living paycheck to paycheck, myself included. The article, b

That seems like a non sequiter. Plenty of people are still paying off student loan debt but hardly living paycheck to paycheck, myself included. The article, by contrast, has it exactly right. I, for example, have a savings "maximum" that I've identified (for savings other than the ones with significant tax advantages, like IRA contributions), such that whenever I exceed it, that surplus goes towards more quickly paying off student loan debt. So, indeed, while I'm not living paycheck to paycheck, my savings also are not as strong as they would otherwise be.