3 ms·
My plan is to move outside of the US - the quality of healthcare in the US is one of the worst in the world, unless you are rich. But if you saved 1m to retire
by mancerayder 8y ago
My plan is to move outside of the US - the quality of healthcare in the US is one of the worst in the world, unless you are rich. But if you saved 1m to retire on, and something expensive happens, oops, you won the American bad luck medical lottery, you're kaput.
Make money in SV or another high paying locale, don't piss your money away on silly cars that drive themselves or homes to impress your friends, and when you're ready move to a place like Spain, France, even Canada if cold is your cup of tea.
There's nothing riskier than not working, not having Medicare and not being very rich in the US. How do you know you don't have a chronic medical condition that manifests in your 50s?
- DVassallo 8y agoOP here. I got health insurance from ACA. $15K/year premium for a family of 4, no lifetime claim limit, and no health requirements to enroll. Sure $15K a year is expensive, but not “rich” expensive. I lived in 3 different countries (EU and US), and the health care quality in the US is superior by far. The problem in the US is that it’s not available to everyone.
- sidlls 8y agoIt might not be "rich" expensive, but $15k per year is more than a third of the take-home pay of the median income. That's certainly "well above average" expensive, and prohibitive when necessities like housing and food are factored in. It may as well be "rich" expensive to most by far.
- DVassallo 8y agoThose with median income will get subsidies on ACA though. IIRC, subsidies were available for household incomes less than ~$110K in my state, and the subsidies grow the lower your income is. Not disagreeing that it's expensive though. Basic healthcare should be universal, like fire and police protection.