because it's a race between startups and other entities whose option is profitability or foreclosure. it's their standard mode of operation, move fast and break

because it's a race between startups and other entities whose option is profitability or foreclosure. it's their standard mode of operation, move fast and break humans. no idea why people thought companies would have handled this differently. beyond that, it's the usual overselling 'neural network' and other classification technologies as AI, of which they are not.