A well written, balanced article. As someone who has spent many years in the banking/investment industries on both the "buy" and "sell" sides I can say that the

A well written, balanced article. As someone who has spent many years in the banking/investment industries on both the "buy" and "sell" sides I can say that there is no doubt in my mind that banks are an essential part of a healthy economy. I can also say without any doubt that banks have been allowed to go way too far and that it is all about the short-term rewards.