You seem to be conflating absolute risk and relative risk. In the same example, if my odds of getting into a car accident was 1 in 1000, and the Tesla 1 in 100

You seem to be conflating absolute risk and relative risk. In the same example, if my odds of getting into a car accident was 1 in 1000, and the Tesla 1 in 10000, I'd drive myself because fender benders and wipeouts are included in that 1 in 1000. If we're talking 1 in 5 to 1 in 50, this changes the calculus significantly.