The laws regarding exactly what plays out when an HOA(condo board) doesn't pay its bills likely changes drastically by jurisdiction, but higher level you are hi

The laws regarding exactly what plays out when an HOA(condo board) doesn't pay its bills likely changes drastically by jurisdiction, but higher level you are highlighting an important point - "The Tragedy of the Commons" is a very significant issue with condos, only takes a few bad actors to make things really bad for everyone. https://en.wikipedia.org/wiki/Tragedy_of_the_commons https://en.wikipedia.org/wiki/Tragedy_of_the_commons