It’s an interpretation of how things are. And unfortunately “let’s ostracize those who don’t behave ethically” doesn’t seem to be a scary enough stick if you co

It’s an interpretation of how things are. And unfortunately “let’s ostracize those who don’t behave ethically” doesn’t seem to be a scary enough stick if you consider that those banks have far more business with individuals that acquired their wealth in illegal ways and give zero shits about ethics.