Agreed. Depositors should not have to explain anything or answer any questions about their money, where it comes from, where it's going, or what it's for unless

Agreed. Depositors should not have to explain anything or answer any questions about their money, where it comes from, where it's going, or what it's for unless and until some specific, evidence backed allegation of wrong doing is made. KYC/AML as currently practiced is wrong and immoral in my opinion, and should be completely scrapped.