I see a lot of hate here, but this concept fits my use case nicely. I'm really not worried about my computer being stolen or pwned. I'm more worried about some

I see a lot of hate here, but this concept fits my use case nicely. I'm really not worried about my computer being stolen or pwned. I'm more worried about somebody trying to access some service from elsewhere in the world, with a password they would have obtains from another mean. In which case, OTP on my laptop is sufficient, and it also has the nice property of being a backup of the seeds on my phone, which I can loose.