If I go bankrupt because I get hit by a bus on the sidewalk, I wouldn't feel ashamed of that. If I go bankrupt because I got drunk and ran into a bus, I'd feel

If I go bankrupt because I get hit by a bus on the sidewalk, I wouldn't feel ashamed of that. If I go bankrupt because I got drunk and ran into a bus, I'd feel ashamed of that. If I go bankrupt because it's more convenient than paying my debts, I'd feel ashamed of that. A family member did that. I felt ashamed of him and less of him. I'm less likely to make him a loan. He lost credit with me. I think that's healthy.