Banks operate under a ton of restrictions. Such as Dodd-Frank. It's pretty ironic that the solution for being "too big to fail" was to make the banks even bigg

Banks operate under a ton of restrictions. Such as Dodd-Frank. It's pretty ironic that the solution for being "too big to fail" was to make the banks even bigger while also placing restrictions of many types of trading. What should have been done is just remove the FDIC insurance and let banks do whatever the fuck they want. The only way to learn that risk management is important is if you see some of your competitors as road kill on the side of the road.