Do i need to state the obvious that scandis are among the most individualist cultures in the world? Which is probably precisely the reason why they became welfa

Do i need to state the obvious that scandis are among the most individualist cultures in the world? Which is probably precisely the reason why they became welfare state: when you can't rely on family or friends for old age, you need to create a faceless contract. Aren't they notorious for their personal spaces, hard to get to talking and introspection?