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On the weekend my 83 year old mother in law fell and broke her ankle. One hour ambulance ride to a metropolitan ER. Examination and diagnosis by a trauma specia

On the weekend my 83 year old mother in law fell and broke her ankle. One hour ambulance ride to a metropolitan ER. Examination and diagnosis by a trauma specialist and an orthopedist. X-ray. Moonboot applied, a night in hospital as community team were assigned to make her adjustments to her apartment for recovery period. Physiotherapist consultation and ongoing support. No insurance. Total cost zero dollars. In New Zealand and proud at times like this.

throwaway5752 8y ago
I am breaking my word replying, but madeofpalk and you highlight something I failed to distinguish in my comment. I'm talking about "bill" in the sense of summing up the cost of services rendered, like a check in a restaurant. Not policy talk about how is responsible for paying it. All that care for your grandmother (who I hope is okay) isn't zero dollars. It is thousands or tens of thousands of dollars, but she didn't directly pay it. And that is totally cool, and probably a good model. But I was justifying the cost of care the hospital rendered, without touching on who ended up reimbursing them.
- deleted 8y ago
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- billforsternz 8y ago
  I did understand your point, and I could have been clearer by using the word "bill" rather than "cost". Obviously there was cost. In New Zealand cost is not something that a person suffering sudden trauma has to worry about. I am glad you agree this is a good model. I have another story that is cancer related. Four years ago I had cancer surgery, in the private system. The public system judged that I could wait a month or two (our system isn't perfect), but I was fortunate to have health insurance and elected to be treated immediately. After a few days at home I awoke in the most excrutiating pain imaginable. I was just able to stagger to the phone to call for an ambulance. I would judge it was less than five minutes before I heard the wonderful siren of an approaching ambulance with well trained paramedics and their lovely lovely morphine. It turned out I had a relatively rare complication, a urinoma, my resectioned kidney was leaking urine into my abdomen. Ambulance care (google "Wellington Free Ambulance" it's a wonderful thing), ER assessment, CT scan, stent insertion to help the kidney heal, five days in hospital. Total cost: Who knows, probably astronomical. Total bill: zero dollars. I love capitalism, I'm a true believer. But I believe even more in a compassionate society and it seems to me that means not using capitalism as a solution to all problems. It makes total sense to have a model that relieves victims of sudden medical trauma from financial stress and spreads the cost across society. The victims are not well placed to play the role of rational economic actors.
tomp 8y ago
> Total cost zero dollars. You mean total bill zero dollars. Cost was much greater than this, it just wasn't covered by your mother.

throwaway5752 8y ago

I am breaking my word replying, but madeofpalk and you highlight something I failed to distinguish in my comment. I'm talking about "bill" in the sense of summing up the cost of services rendered, like a check in a restaurant. Not policy talk about how is responsible for paying it. All that care for your grandmother (who I hope is okay) isn't zero dollars. It is thousands or tens of thousands of dollars, but she didn't directly pay it. And that is totally cool, and probably a good model. But I was justifying the cost of care the hospital rendered, without touching on who ended up reimbursing them.

deleted 8y ago
[deleted]
billforsternz 8y ago
I did understand your point, and I could have been clearer by using the word "bill" rather than "cost". Obviously there was cost. In New Zealand cost is not something that a person suffering sudden trauma has to worry about. I am glad you agree this is a good model. I have another story that is cancer related. Four years ago I had cancer surgery, in the private system. The public system judged that I could wait a month or two (our system isn't perfect), but I was fortunate to have health insurance and elected to be treated immediately. After a few days at home I awoke in the most excrutiating pain imaginable. I was just able to stagger to the phone to call for an ambulance. I would judge it was less than five minutes before I heard the wonderful siren of an approaching ambulance with well trained paramedics and their lovely lovely morphine. It turned out I had a relatively rare complication, a urinoma, my resectioned kidney was leaking urine into my abdomen. Ambulance care (google "Wellington Free Ambulance" it's a wonderful thing), ER assessment, CT scan, stent insertion to help the kidney heal, five days in hospital. Total cost: Who knows, probably astronomical. Total bill: zero dollars. I love capitalism, I'm a true believer. But I believe even more in a compassionate society and it seems to me that means not using capitalism as a solution to all problems. It makes total sense to have a model that relieves victims of sudden medical trauma from financial stress and spreads the cost across society. The victims are not well placed to play the role of rational economic actors.

tomp 8y ago

> Total cost zero dollars. You mean total bill zero dollars. Cost was much greater than this, it just wasn't covered by your mother.