4 ms·
If you have a deductible you’ll be on the hook for the whole cost which could be $100-150. The bill would need to round trip to the insurance company first. In
by koolba 8y ago
If you have a deductible you’ll be on the hook for the whole cost which could be $100-150. The bill would need to round trip to the insurance company first.
In contrast if you have not met your deductible and say you’re paying cash, it’s often cheaper as the cash price is something like $75.
I got in an argument once at an urgent care on this topic. I asked how much they would bill my insurance (“We can’t/won’t tell you) vs not having insurance and paying cash price ($75). They then proceeded to insist I give them my insurance information as “Sir- you must use your insurance. That’s illegal!”.
- sbov 8y agoI had a hospital pull this on me when I was looking to get something done. They said we can't get the cash price because you can only get that if you don't have insurance, even if you know your insurance doesn't cover it, and it's illegal to not have insurance so we must have it, so no cash price.
- lotsofpulp 8y agoTalking to people in the healthcare field about billing and money can make people murderous, logic, chain of reasoning, the English language is all in a state of flux.