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There's a huge spectrum of what's covered under US insurance plans. Mine, for example, is a "good" plan for the size of company we are, but if I was rushed to a
by dylanpyle 8y ago
There's a huge spectrum of what's covered under US insurance plans. Mine, for example, is a "good" plan for the size of company we are, but if I was rushed to a hospital that wasn't in-network in an emergency, or a hospital visit was later deemed "unnecessary" by the insurance company, I could be subject to huge bills.
- smallgovt 8y agoI see. Are doctors unable to tell you which treatments are defined as “necessary” ahead of time? Or, do you have to do this research yourself? Also, do ‘good’ insurance plans typically deem any signicantly life saving treatment as necessary? Sorry, I’ve always been healthy so have never taken the time to understand this but my parents are getting old.
- CommieBobDole 8y agoMy understanding is "necessary" is determined by the insurance company, after the fact, and is subject to negotiation.