From the article: "Their high-deductible insurance policy meant they had to spend $6,000 before their insurance started covering her treatment expenses. They h

From the article: "Their high-deductible insurance policy meant they had to spend $6,000 before their insurance started covering her treatment expenses. They hit their annual out-of-pocket maximum of $10,000 well before the year was over." Even with a lower deductible, many plans have annual and lifetime limits.