Dude insurance companies compete with one another. IF they could they would offer a service that has no hidden fees and is cheap because it would put them at a

Dude insurance companies compete with one another. IF they could they would offer a service that has no hidden fees and is cheap because it would put them at a competitive advantage. Who wouldn't buy from insurance that offers this. They'd make big money if they can do this. They don't do this because they can't. Insurance isn't the root of the problem they are only a symptom of it. The root of the problem is medical bills. Doctors.