4 ms·

Maybe that rate isn't too bad but it seems like too much because I never go to the doctor / hospital. I'm very healthy. I did incorporated myself (as a freelan

Maybe that rate isn't too bad but it seems like too much because I never go to the doctor / hospital. I'm very healthy. I did incorporated myself (as a freelancer). Does that change anything? Maybe I could add my brothers and do a small company group plan or something? Thanks for your help, and for the link! :) I've been asking around and this was the first even remotely useful thing I've found! :D

lsemel 16y ago
Small group rates aren't that different than the rates you can get through a professional group, though both are much lower than purchasing insurance as an individual. This site lists some small group rates for groups of 2-50: http://www.nysmallgroupplans.com/category.aspx?id=MISC5 http://www.nysmallgroupplans.com/category.aspx?id=MISC5 The lowest small group rate, based on their comparison spreadsheet, was around $275.